You want to... Improve your working capital / Growth

Working capital management is the key to your company's financial prosperity.

All successful entrepreneurs pay close attention to their company's working capital. Your working capital enables you to cover all your current expenses, but also to seize opportunities and increase your productivity when needed. Adequate availability of funds can, for example, enable you to benefit from discounts with your suppliers and, as a result, improve your profit margin.

Sufficient working capital is essential for any business. Lenders assess financial risk by analyzing your working capital ratio. The better your performance, the lower the risk for the creditor. As interest rates correspond to the risk incurred, less risk means more advantageous terms and rates for your company.

Several strategies and financial products are available to improve working capital and avoid deviations from the ratios imposed on your line of credit by your financial institution. Purchase order financing or long-term financing are good examples of solutions that can enable you to increase your need for working capital growth on a temporary or longer-term basis.

In addition to answering your questions, our SADC experts can help you make a real analysis of your situation. What's more, an analysis of your long-term needs and the determination of an appropriate financial strategy for your business could be developed at the same time.

See the list of financial products on the right. They will meet your specific financing needs to increase your working capital and help you grow your business. Don't hesitate to apply for financing from SADC. We'll help you think through your project and make it a reality.

Apply for SADC financing online

We've been supporting the region's retailers and entrepreneurs for 30 years.

Entrepreneurs in the Achigan-Montcalm region, find out more about our growth coaching and financing services.

Please do not hesitate to contact us for further information.

For information on CFDC or BDC services, financing or technical assistance, please contact your local CFDC or BDC. 

North American Directory of Programs and Grants

More than 6,000 programs and services are listed in this tool, and the SADC is there to help you in your search.