You want to... Buy a commercial / industrial property
The acquisition of a commercial property is generally initiated by an established company.
A start-up company should usually devote all its capital to working capital, and avoid purchasing fixed assets as much as possible. For the established business whose operations and growth are relatively stable and predictable, there are obvious advantages to purchasing a building. There are many aspects to evaluate and consider before making an offer to purchase, and a multitude of questions will be raised. Here are just a few of them:
- What is your borrowing capacity? Does this financing risk tying up sums that could be used to seize business opportunities for your company?
- Are the building's location and zoning appropriate?
- Is this the right time for your company to make such a purchase?
- How can this type of acquisition be optimized for tax purposes?
- Your current needs may be met by this building, but what about your future needs? Could this property meet or adapt to them?
- Is this building a good investment?
We recommend that you have the building professionally appraised and inspected. We also strongly recommend that you include exit clauses in your offer to purchase.
In addition to helping you answer these questions, our SADC experts can help you conduct a true cost/benefit analysis of your real estate project. In addition, an analysis of your long-term needs and the determination of an appropriate financial strategy for your business could be developed.
See the list of financial products to the right. They will meet your specific financing needs for the acquisition of commercial buildings. Don't hesitate to apply for financing from SADC. We'll be happy to assist you in your considerations and in the realization of your project.