Equipment loans
What type of product is it?
The equipment loan is a profitable and tax-efficient way for a contractor d'acquérir des actifs (équipements neufs ou d’occasion). Ce produit s’adresse aux entreprises qui souhaitent acquérir de nouveaux équipements.
What are the special features of this financial product?
- Amortization of equipment financing is usually linked to the useful life of the asset acquired. This period generally ranges from 3 to 7 years.
- Le pourcentage de financement généralement autorisé pour les équipements varie selon la valeur et la facilité de la revente de ces derniers. Ainsi les équipements moins spécialisés qui s’adressent à une customers élargie (facilement revendable) bénéficieront d’une contribution plus importante des institutions prêteuses. Généralement, la participation financière se situe entre 30 % et 100 % de la valeur de l’équipement à acquérir.
What are the advantages of this type of financial product?
- This type of product offers the possibility of a capital vacation for a period that can be negotiated with the lender.
- This product can help you control your flow of treasury et conserver vos liquidités pour du fonds de roulement par exemple.
In addition to helping you answer your questions, our experts at SADC can help you really analyze your situation. What's more, an analysis of your long-term needs and the determination of an appropriate strategy The right financial solutions for your company could be developed at the same time.
See the list of different needs to the right that this financial product can meet. Don't hesitate to apply for financing from SADC. We'll help you think through and implement your project. project.
YOU WISH...
- Acquiring, merging or taking over a company
- Improve your working capital / Growth
- Starting a business
- Developing a residential / commercial project
- Acquiring equipment
- Export your products or services
- Financing through tax credits
- Buying commercial/industrial property
- Turn around the financial situation
- Take equity out of your business
- Robotize / Automate / Improve IT
- Financing a startup
- Improve your company's environmental performance
- Carrying out a group project
- Strategic planning for your company's development
