Working capital loans
What type of product is it?
The working capital loan is flexible and can be applied to a variety of situations. Knowing that liquidity is essential to the payment of current expenses generated in a business, this product is therefore aimed at companies that need interim liquidity financing to cope with growth or a turnaround. When you have positive working capital, you can be sure of having the funds you need to pay your bills. Conversely, negative working capital can put you at risk of bankruptcy. Unfortunately, this is often the result of poor cash flow or business management.
What are the special features of this financial product?
- This product is ideal for companies with few guarantees to offer.
- Depending on the situation, loan conditions can vary widely (rates, terms, guarantees, etc.). All in all, the terms of a working capital loan are usually 3 to 5 years.
What are the advantages of this type of financial product?
- The working capital loan can be used to meet all your current expenses.
- It enables borrowers to pay their creditors and suppliers on time.
- Positive working capital means that a company has access to greater growth potential. With more cash at your disposal, you can, for example, diversify your product range, finance a marketing strategy, hire key employees, and so on.
In addition to answering your questions, our SADC experts can help you make a real analysis of your situation. What's more, an analysis of your long-term needs and the determination of an appropriate financial strategy for your business could be developed at the same time.
See the list of different needs to the right that this financial product can meet. Don't hesitate to apply for financing from SADC. We'll be happy to support you as you think about your project and bring it to fruition.
YOU WISH...
- Acquiring, merging or taking over a company
- Improve your working capital / Growth
- Starting a business
- Developing a residential / commercial project
- Acquire production equipment
- Export your products or services
- Financing your tax credits
- Buying commercial/industrial property
- Turn around the financial situation
- Take equity out of your business
- Robotize / Automate / Improve IT
- Financing a startup
- Improve your company's environmental performance
- Carrying out a group project
- Strategic planning for your company's development
