Real estate loans
What type of product is it?
This is a mortgage on your company's fixed assets. This type of loan is most often used to acquire property. This mortgage allows the lender to take your property as collateral and eventually take possession of it if you fail to repay the loan according to the conditions set out in the agreement.
What are the special features of this financial product?
- The real estate loan is considered by lending institutions to be the least risky loan.
- The lender's financial participation and interest rate are influenced by a number of factors, including the condition of the building, its location and its use.
- This type of loan diversifies your options as regards the possibility of financing other projects based on a property guarantee (re-borrowing possibilities).
What are the advantages of this type of financial product?
- The real estate loan offers the possibility of a capital vacation.
- By its very nature and the guarantees offered to lenders, it is the least expensive form of financing.
- A mortgage is usually a large loan, with repayment over several years (the longest amortization period).
- It can be maximized and reused to finance other projects.
In addition to answering your questions, our SADC experts can help you make a real analysis of your situation. What's more, an analysis of your long-term needs and the determination of an appropriate financial strategy for your business could be developed at the same time.
See the list of different needs to the right that this financial product can meet. Don't hesitate to apply for financing from SADC. We'll be happy to support you as you think about your project and bring it to fruition.
YOU WISH...
- Acquiring, merging or taking over a company
- Improve your working capital / Growth
- Starting a business
- Developing a residential / commercial project
- Acquiring equipment
- Exporting products or services
- Financing your tax credits
- Buying commercial/industrial property
- Turn around the financial situation
- Take equity out of your business
- Improve your company's environmental performance
