Loan guarantees
What type of product is it?
A loan guarantee provides a potential lender with greater security of payment. Essentially, it's a promise by a third party (guarantor) to ensure repayment of financing granted to your company if it defaults on payment. This product is aimed at companies with limited collateral to offer, who wish to support their growth.
What are the special features of this financial product?
- A surety bond guarantees a lender that a third-party institution will reimburse a portion of its loss, if any.
- A loan guarantee can be useful in high-growth situations where, for example, the line of credit is to be increased, but authorization must await completion of the financial statements.
What are the advantages of this financial product?
- This type of loan helps reduce your risk because it allows you to obtain the financing you need without using your assets as collateral.
- It can open up certain opportunities for you, such as attracting lenders. In fact, lenders take no risk in granting financing to a "guaranteed" customer, since they are assured of being repaid.
- It helps you maintain your growth, so you can earn more income.
In addition to helping you answer your questions, our experts at SADC can help you really analyze your situation. What's more, an analysis of your long-term needs and the determination of an appropriate strategy The right financial solutions for your company could be developed at the same time.
See the list of different needs to the right that this financial product can meet. Don't hesitate to apply for financing from SADC. We'll help you think through and implement your project. project.
YOU WISH...
- Acquiring, merging or taking over a company
- Improve your working capital / Growth
- Starting a business
- Developing a residential / commercial project
- Acquiring equipment
- Export your products or services
- Financing your tax credits
- Buying commercial/industrial property
- Turn around the financial situation
- Take equity out of your business
- Robotize / Automate / Improve IT
- Financing a startup
- Improve your company's environmental performance
- Carrying out a group project
- Strategic planning for your company's development
