{"id":1803,"date":"2023-01-11T19:03:22","date_gmt":"2023-01-11T19:03:22","guid":{"rendered":"https:\/\/www.sadc.org\/?page_id=1803"},"modified":"2025-11-06T19:36:23","modified_gmt":"2025-11-06T19:36:23","slug":"credit-lease","status":"publish","type":"page","link":"https:\/\/sadc.org\/en\/credit-lease\/","title":{"rendered":"Leasing"},"content":{"rendered":"<div data-elementor-type=\"wp-page\" data-elementor-id=\"1803\" class=\"elementor elementor-1803\" data-elementor-post-type=\"page\">\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-32c78c0 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"32c78c0\" data-element_type=\"section\">\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-wide\">\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-c4885b3\" data-id=\"c4885b3\" data-element_type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\t\t\t\t\t\t<div class=\"elementor-element elementor-element-4b5b513 elementor-align-right elementor-widget elementor-widget-button\" data-id=\"4b5b513\" data-element_type=\"widget\" data-widget_type=\"button.default\">\t\t\t\t<div class=\"elementor-widget-container\">\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/app.hellosign.com\/s\/6ubZF30j\" target=\"_blank\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">faites une demande de financement en ligne<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\t\t\t\t<\/div>\t\t\t\t\t\t\t\t<\/div>\t\t\t\t<\/div>\t\t\t\t<div class=\"elementor-element elementor-element-fce713d elementor-widget elementor-widget-breadcrumbs\" data-id=\"fce713d\" data-element_type=\"widget\" data-widget_type=\"breadcrumbs.default\">\t\t\t\t<div class=\"elementor-widget-container\">\t\t\t\t\t<p id=\"breadcrumbs\"><span><span><a href=\"https:\/\/sadc.org\/en\/\">Home<\/a><\/span><\/span><\/p>\t\t\t\t<\/div>\t\t\t\t<\/div>\t\t\t\t<div class=\"elementor-element elementor-element-a2b31bc elementor-widget elementor-widget-theme-post-title elementor-page-title elementor-widget-heading\" data-id=\"a2b31bc\" data-element_type=\"widget\" data-widget_type=\"theme-post-title.default\">\t\t\t\t<div class=\"elementor-widget-container\">\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Leasing<\/h1>\t\t\t\t<\/div>\t\t\t\t<\/div>\t\t\t\t<div class=\"elementor-element elementor-element-03f42d8 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"03f42d8\" data-element_type=\"widget\" data-widget_type=\"divider.default\">\t\t\t\t<div class=\"elementor-widget-container\">\t\t\t\t\t\t\t<div class=\"elementor-divider\">\t\t\t<span class=\"elementor-divider-separator\">\t\t\t\t\t\t<\/span>\t\t<\/div>\t\t\t\t\t\t<\/div>\t\t\t\t<\/div>\t\t\t\t<div class=\"elementor-element elementor-element-78d8371 elementor-widget elementor-widget-heading\" data-id=\"78d8371\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\t\t\t\t<div class=\"elementor-widget-container\">\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">What type of product is it? <\/h2>\t\t\t\t<\/div>\t\t\t\t<\/div>\t\t\t\t<div class=\"elementor-element elementor-element-f3ab7f4 elementor-widget elementor-widget-text-editor\" data-id=\"f3ab7f4\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\t\t\t\t<div class=\"elementor-widget-container\">\t\t\t\t\t\t\t\t\t<p>Leasing is the business equivalent of rental with purchase option.  This product regularly replaces loans <a href=\"https:\/\/sadc.org\/en\/equipment-loans\/\">equipment<\/a> puisqu\u2019il est tr\u00e8s avantageux sur le plan fiscal. Ainsi, un <a href=\"https:\/\/sadc.org\/en\/entrepreneurs-testify-mec-abil\/\">contractor<\/a> qui s\u2019enquiert d\u2019un tel financement loue des\u00a0<a href=\"https:\/\/www.dictionnaire-juridique.com\/definition\/biens-les.php\">goods<\/a>\u00a0equipment to a lender, such as tools, a vehicle, real estate, etc., and can at any time during the contract, but usually at maturity, buy back the asset and become a lender.\u00a0<a href=\"https:\/\/www.dictionnaire-juridique.com\/definition\/propriete.php\">owner<\/a>\u00a0of the goods which were the object of the contract.<\/p>\t\t\t\t\t\t\t\t<\/div>\t\t\t\t<\/div>\t\t\t\t<div class=\"elementor-element elementor-element-71f76d4 elementor-widget elementor-widget-heading\" data-id=\"71f76d4\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\t\t\t\t<div class=\"elementor-widget-container\">\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">What are the special features of this financial product?<\/h3>\t\t\t\t<\/div>\t\t\t\t<\/div>\t\t\t\t<div class=\"elementor-element elementor-element-bb444e3 elementor-widget elementor-widget-text-editor\" data-id=\"bb444e3\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\t\t\t\t<div class=\"elementor-widget-container\">\t\t\t\t\t\t\t\t\t<ul><li aria-level=\"1\">This loan (financing) is not considered a debt in the company's balance sheet, since the equipment is leased.<\/li><li aria-level=\"1\">If you plan to change or resell the financed property before the end of the term, evaluate other possible financing options, as this type of product may not be suited to your needs.<\/li><li aria-level=\"1\">This type of financing is not very flexible, because it binds the company by contract and is often non-redeemable before maturity.  Generally speaking, the customer cannot terminate it early unless he or she pays heavy penalties.<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\t\t\t\t<\/div>\t\t\t\t<div class=\"elementor-element elementor-element-675a45f elementor-widget elementor-widget-heading\" data-id=\"675a45f\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\t\t\t\t<div class=\"elementor-widget-container\">\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">What are the advantages of this financial product? <\/h3>\t\t\t\t<\/div>\t\t\t\t<\/div>\t\t\t\t<div class=\"elementor-element elementor-element-e741923 elementor-widget elementor-widget-text-editor\" data-id=\"e741923\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\t\t\t\t<div class=\"elementor-widget-container\">\t\t\t\t\t\t\t\t\t<ul><li aria-level=\"1\">Fixed interest rate<\/li><li aria-level=\"1\">Since leasing is not considered a debt, you can reduce your debt ratios with your financial institution.<\/li><li aria-level=\"1\">This product has no impact on working capital or lines of credit<\/li><li aria-level=\"1\">Rental costs are deductible by<a href=\"https:\/\/sadc.org\/en\/financing-dimpot-credits\/\">tax<\/a> as they are considered operating expenses rather than long-term debt for tax purposes.<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\t\t\t\t<\/div>\t\t\t\t<div class=\"elementor-element elementor-element-f60ba17 elementor-widget elementor-widget-text-editor\" data-id=\"f60ba17\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\t\t\t\t<div class=\"elementor-widget-container\">\t\t\t\t\t\t\t\t\t<p>In addition to helping you answer your questions, our experts at <a href=\"https:\/\/sadc.org\/en\/sadc-annual-general-meeting-2024\/\">SADC<\/a> can help you really analyze your situation.  What's more, an analysis of your long-term needs and the determination of an appropriate <a href=\"https:\/\/sadc.org\/en\/how-to-set-smart-company-goals\/\">strategy<\/a> The right financial solutions for your company could be developed at the same time.<\/p><p>See the list of different needs on the right.  This financial product specifically meets the following needs:<\/p><ul><li><a class=\"waffle-rich-text-link\" href=\"https:\/\/sadc.org\/en\/working-capital-growth\/\" data-sheets-formula-bar-text-link=\"https:\/\/docs.google.com\/document\/u\/0\/d\/1c7YTBu0sG3cHr8PupuE5J4oWgxjc5jFh2K7Xmnl44Ro\/edit\" data-sheets-formula-bar-text-style=\"font-size:19px;color:#1155cc;font-weight:normal;text-decoration:underline;font-family:'Arial';font-style:normal;text-decoration-skip-ink:none;\">Improve your working capital \/ Growth<\/a><\/li><li><a class=\"waffle-rich-text-link\" href=\"https:\/\/sadc.org\/en\/starting-a-business\/\" data-sheets-formula-bar-text-link=\"https:\/\/docs.google.com\/document\/u\/0\/d\/1FsSBvWPh18cbUDCf7t6s89pq0YZy3K77F-_sy6OOKRU\/edit\" data-sheets-formula-bar-text-style=\"font-size:19px;color:#1155cc;font-weight:normal;text-decoration:underline;font-family:'Arial';font-style:normal;text-decoration-skip-ink:none;\">Starting a business<\/a><\/li><li><a class=\"waffle-rich-text-link\" href=\"https:\/\/sadc.org\/en\/acquiring-equipment\/\" data-sheets-formula-bar-text-link=\"https:\/\/docs.google.com\/document\/d\/1pvleI5GO7onWmzCcmI0Gb6i_m6CKNw0bu_INf7F7q3k\/edit?usp=share_link\" data-sheets-formula-bar-text-style=\"font-size:19px;color:#1155cc;font-weight:normal;text-decoration:underline;font-family:'Arial';font-style:normal;text-decoration-skip-ink:none;\">Acquiring equipment<\/a><\/li><li><a class=\"waffle-rich-text-link\" href=\"https:\/\/sadc.org\/en\/robotization-automation-computing\/\" data-sheets-formula-bar-text-link=\"https:\/\/docs.google.com\/document\/u\/0\/d\/1kAnBEQUzdebSO7tfWPB-ju9OEJ6V2p6obs6v3_fv7JA\/edit\" data-sheets-formula-bar-text-style=\"font-size:19px;color:#1155cc;font-weight:normal;text-decoration:underline;font-family:'Arial';font-style:normal;text-decoration-skip-ink:none;\">Robotize \/ Automate \/ Improve IT<\/a><\/li><li><a class=\"waffle-rich-text-link\" href=\"https:\/\/sadc.org\/en\/financing-a-startup\/\" data-sheets-formula-bar-text-link=\"https:\/\/docs.google.com\/document\/u\/0\/d\/17jrx44qww4NKwF1aK6LKqZFIOwJh-rtYOs675-nZL5E\/edit\" data-sheets-formula-bar-text-style=\"font-size:19px;color:#1155cc;font-weight:normal;text-decoration:underline;font-family:'Arial';font-style:normal;text-decoration-skip-ink:none;\">Financing a startup<\/a><\/li><li><a class=\"waffle-rich-text-link\" href=\"https:\/\/sadc.org\/en\/improving-environmental-performance\/\" data-sheets-formula-bar-text-link=\"https:\/\/docs.google.com\/document\/u\/0\/d\/1Z-e-j6xUlch8XLePnZvI03_JbGlsxKsRLbphVkyJnlM\/edit\" data-sheets-formula-bar-text-style=\"font-size:19px;color:#1155cc;font-weight:normal;text-decoration:underline;font-family:'Arial';font-style:normal;text-decoration-skip-ink:none;\">Improve your company's environmental performance<\/a><\/li><\/ul><div>\u00a0<\/div><p>Don't hesitate to apply to SADC for financing.  We'll help you think through and implement your project. <a href=\"https:\/\/sadc.org\/en\/what-is-design-thinking\/\">project<\/a>.<\/p>\t\t\t\t\t\t\t\t<\/div>\t\t\t\t<\/div>\t\t\t\t\t<\/div>\t\t<\/div>\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-5f8f112\" data-id=\"5f8f112\" data-element_type=\"column\">\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\t\t\t\t\t\t<div class=\"elementor-element elementor-element-a5330f7 elementor-share-buttons--view-icon elementor-share-buttons--skin-gradient elementor-share-buttons--shape-square elementor-grid-0 elementor-share-buttons--color-official elementor-widget elementor-widget-global elementor-global-2935 elementor-widget-share-buttons\" data-id=\"a5330f7\" data-element_type=\"widget\" data-widget_type=\"share-buttons.default\">\t\t\t\t<div class=\"elementor-widget-container\">\t\t\t\t\t\t\t<div class=\"elementor-grid\" role=\"list\">\t\t\t\t\t\t\t\t<div class=\"elementor-grid-item\" role=\"listitem\">\t\t\t\t\t\t<div class=\"elementor-share-btn elementor-share-btn_facebook\" role=\"button\" tabindex=\"0\" aria-label=\"Share on facebook\">\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-share-btn__icon\">\t\t\t\t\t\t\t\t<i class=\"fab fa-facebook\" aria-hidden=\"true\"><\/i>\t\t\t\t\t\t\t<\/span>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\t\t\t\t\t<\/div>\t\t\t\t\t\t\t\t\t<div class=\"elementor-grid-item\" role=\"listitem\">\t\t\t\t\t\t<div class=\"elementor-share-btn elementor-share-btn_linkedin\" role=\"button\" tabindex=\"0\" aria-label=\"Share on linkedin\">\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-share-btn__icon\">\t\t\t\t\t\t\t\t<i class=\"fab fa-linkedin\" aria-hidden=\"true\"><\/i>\t\t\t\t\t\t\t<\/span>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\t\t\t\t\t<\/div>\t\t\t\t\t\t\t\t\t<div class=\"elementor-grid-item\" role=\"listitem\">\t\t\t\t\t\t<div class=\"elementor-share-btn elementor-share-btn_print\" role=\"button\" tabindex=\"0\" aria-label=\"Share on print\">\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-share-btn__icon\">\t\t\t\t\t\t\t\t<i class=\"fas fa-print\" aria-hidden=\"true\"><\/i>\t\t\t\t\t\t\t<\/span>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\t\t\t\t\t<\/div>\t\t\t\t\t\t\t\t\t<div class=\"elementor-grid-item\" role=\"listitem\">\t\t\t\t\t\t<div class=\"elementor-share-btn elementor-share-btn_email\" role=\"button\" tabindex=\"0\" aria-label=\"Share on email\">\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-share-btn__icon\">\t\t\t\t\t\t\t\t<i class=\"fas fa-envelope\" aria-hidden=\"true\"><\/i>\t\t\t\t\t\t\t<\/span>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\t\t\t\t\t<\/div>\t\t\t\t\t\t<\/div>\t\t\t\t\t\t<\/div>\t\t\t\t<\/div>\t\t\t\t<div class=\"elementor-element elementor-element-e3502a6 elementor-widget elementor-widget-text-editor\" data-id=\"e3502a6\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\t\t\t\t<div class=\"elementor-widget-container\">\t\t\t\t\t\t\t\t\t<p>YOU WISH...<\/p>\t\t\t\t\t\t\t\t<\/div>\t\t\t\t<\/div>\t\t\t\t<div class=\"elementor-element elementor-element-9f4e1bb elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"9f4e1bb\" data-element_type=\"widget\" data-widget_type=\"divider.default\">\t\t\t\t<div class=\"elementor-widget-container\">\t\t\t\t\t\t\t<div class=\"elementor-divider\">\t\t\t<span class=\"elementor-divider-separator\">\t\t\t\t\t\t<\/span>\t\t<\/div>\t\t\t\t\t\t<\/div>\t\t\t\t<\/div>\t\t\t\t<div class=\"elementor-element elementor-element-8b3f8c0 elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"8b3f8c0\" data-element_type=\"widget\" data-widget_type=\"icon-list.default\">\t\t\t\t<div class=\"elementor-widget-container\">\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/sadc.org\/en\/acquisition-merger-or-spin-off\/\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-arrow-circle-right\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Acquiring, merging or taking over a company<\/span>\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\t\t\t\t\t\t\t\t\t<\/li>\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/sadc.org\/en\/working-capital-growth\/\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-arrow-circle-right\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Improve your working capital \/ Growth<\/span>\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\t\t\t\t\t\t\t\t\t<\/li>\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/sadc.org\/en\/starting-a-business\/\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-arrow-circle-right\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Starting a business<\/span>\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\t\t\t\t\t\t\t\t\t<\/li>\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/sadc.org\/en\/commercial-housing-development\/\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-arrow-circle-right\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Developing a residential \/ commercial project<\/span>\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\t\t\t\t\t\t\t\t\t<\/li>\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/sadc.org\/en\/acquiring-equipment\/\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-arrow-circle-right\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Acquiring equipment<\/span>\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\t\t\t\t\t\t\t\t\t<\/li>\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/sadc.org\/en\/export-my-products-or-services\/\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-arrow-circle-right\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Export your products or services<\/span>\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\t\t\t\t\t\t\t\t\t<\/li>\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/sadc.org\/en\/financing-my-dimpot-credits\/\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-arrow-circle-right\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Financing your tax credits<\/span>\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\t\t\t\t\t\t\t\t\t<\/li>\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/sadc.org\/en\/buying-a-commercial-industrial-property\/\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-arrow-circle-right\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Buying commercial\/industrial property<\/span>\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\t\t\t\t\t\t\t\t\t<\/li>\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/sadc.org\/en\/turnaround\/\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-arrow-circle-right\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Turn around the financial situation<\/span>\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\t\t\t\t\t\t\t\t\t<\/li>\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/sadc.org\/en\/quite-withdrawal\/\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-arrow-circle-right\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Take equity out of your business<\/span>\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\t\t\t\t\t\t\t\t\t<\/li>\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/sadc.org\/en\/robotization-automation-computing\/\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-arrow-circle-right\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Robotize \/ Automate \/ Improve IT<\/span>\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\t\t\t\t\t\t\t\t\t<\/li>\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/sadc.org\/en\/financing-a-startup\/\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-arrow-circle-right\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Financing a startup<\/span>\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\t\t\t\t\t\t\t\t\t<\/li>\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/sadc.org\/en\/improving-environmental-performance\/\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-arrow-circle-right\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Improve your company's environmental performance<\/span>\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\t\t\t\t\t\t\t\t\t<\/li>\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/sadc.org\/en\/collective-projects\/\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-arrow-circle-right\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Carrying out a group project<\/span>\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\t\t\t\t\t\t\t\t\t<\/li>\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/sadc.org\/en\/strategic-planning\/\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-arrow-circle-right\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Strategic planning for your company's development<\/span>\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\t\t\t\t\t\t\t\t\t<\/li>\t\t\t\t\t\t<\/ul>\t\t\t\t\t\t<\/div>\t\t\t\t<\/div>\t\t\t\t\t<\/div>\t\t<\/div>\t\t\t\t\t<\/div>\t\t<\/section>\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>faites une demande de financement en ligne Quel est ce type de produit ? Le cr\u00e9dit-bail\u00a0(leasing) est l\u2019\u00e9quivalent pour les entreprises de la location avec option d\u2019achat.\u00a0 Ce produit se substitue r\u00e9guli\u00e8rement au pr\u00eat \u00e9quipement puisqu\u2019il est tr\u00e8s avantageux sur le plan fiscal. Ainsi, un entrepreneur qui s\u2019enquiert d\u2019un tel financement loue des\u00a0biens\u00a0d&rsquo;\u00e9quipement \u00e0 un [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":3161,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_theme","meta":{"footnotes":""},"class_list":["post-1803","page","type-page","status-publish","has-post-thumbnail","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.7 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Cr\u00e9dit-bail - SADC<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/sadc.org\/en\/credit-lease\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Cr\u00e9dit-bail - SADC\" \/>\n<meta property=\"og:description\" content=\"faites une demande de financement en ligne Quel est ce type de produit ? Le cr\u00e9dit-bail\u00a0(leasing) est l\u2019\u00e9quivalent pour les entreprises de la location avec option d\u2019achat.\u00a0 Ce produit se substitue r\u00e9guli\u00e8rement au pr\u00eat \u00e9quipement puisqu\u2019il est tr\u00e8s avantageux sur le plan fiscal. Ainsi, un entrepreneur qui s\u2019enquiert d\u2019un tel financement loue des\u00a0biens\u00a0d&rsquo;\u00e9quipement \u00e0 un [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/sadc.org\/en\/credit-lease\/\" \/>\n<meta property=\"og:site_name\" content=\"SADC\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/fr-ca.facebook.com\/SADCAchiganmontcalm\/\" \/>\n<meta property=\"article:modified_time\" content=\"2025-11-06T19:36:23+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/sadc.org\/wp-content\/uploads\/2023\/01\/pexels-fauxels-3184465.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1200\" \/>\n\t<meta property=\"og:image:height\" content=\"1028\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"3 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/sadc.org\\\/credit-bail\\\/\",\"url\":\"https:\\\/\\\/sadc.org\\\/credit-bail\\\/\",\"name\":\"Cr\u00e9dit-bail - SADC\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/sadc.org\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/sadc.org\\\/credit-bail\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/sadc.org\\\/credit-bail\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/sadc.org\\\/wp-content\\\/uploads\\\/2023\\\/01\\\/pexels-fauxels-3184465.jpg\",\"datePublished\":\"2023-01-11T19:03:22+00:00\",\"dateModified\":\"2025-11-06T19:36:23+00:00\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/sadc.org\\\/credit-bail\\\/#breadcrumb\"},\"inLanguage\":\"en-CA\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/sadc.org\\\/credit-bail\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-CA\",\"@id\":\"https:\\\/\\\/sadc.org\\\/credit-bail\\\/#primaryimage\",\"url\":\"https:\\\/\\\/sadc.org\\\/wp-content\\\/uploads\\\/2023\\\/01\\\/pexels-fauxels-3184465.jpg\",\"contentUrl\":\"https:\\\/\\\/sadc.org\\\/wp-content\\\/uploads\\\/2023\\\/01\\\/pexels-fauxels-3184465.jpg\",\"width\":1200,\"height\":1028,\"caption\":\"poign\u00e9e de main\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/sadc.org\\\/credit-bail\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Accueil\",\"item\":\"https:\\\/\\\/sadc.org\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Cr\u00e9dit-bail\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/sadc.org\\\/#website\",\"url\":\"https:\\\/\\\/sadc.org\\\/\",\"name\":\"SADC\",\"description\":\"Soci\u00e9t\u00e9 d&#039;aide au d\u00e9veloppement de la collectivit\u00e9 ACHIGAN-MONTCALM\",\"publisher\":{\"@id\":\"https:\\\/\\\/sadc.org\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/sadc.org\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-CA\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/sadc.org\\\/#organization\",\"name\":\"Soci\u00e9t\u00e9 d'aide au d\u00e9veloppement de la collectivit\u00e9 Achigan-Montcalm\",\"url\":\"https:\\\/\\\/sadc.org\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-CA\",\"@id\":\"https:\\\/\\\/sadc.org\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/www.sadc.org\\\/wp-content\\\/uploads\\\/2022\\\/12\\\/8575c1_d0c0b27ad28e40caa7d7d790ca115db9.webp\",\"contentUrl\":\"https:\\\/\\\/www.sadc.org\\\/wp-content\\\/uploads\\\/2022\\\/12\\\/8575c1_d0c0b27ad28e40caa7d7d790ca115db9.webp\",\"width\":276,\"height\":273,\"caption\":\"Soci\u00e9t\u00e9 d'aide au d\u00e9veloppement de la collectivit\u00e9 Achigan-Montcalm\"},\"image\":{\"@id\":\"https:\\\/\\\/sadc.org\\\/#\\\/schema\\\/logo\\\/image\\\/\"},\"sameAs\":[\"https:\\\/\\\/fr-ca.facebook.com\\\/SADCAchiganmontcalm\\\/\",\"https:\\\/\\\/www.linkedin.com\\\/company\\\/sadc-achigan-montcalm\\\/\"]}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Leasing - SADC","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/sadc.org\/en\/credit-lease\/","og_locale":"en_US","og_type":"article","og_title":"Cr\u00e9dit-bail - SADC","og_description":"faites une demande de financement en ligne Quel est ce type de produit ? 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